Debts Wave
IVA

Debt Management Programme

An adviser would contact you to discuss your financial situation, with your help he would complete a statement of income and expenditure.

When the statement is complete the adviser will let you know what reduced affordable monthly payment he considers you could make ensuring you still have enough money to pay your everyday expenses.

The adviser will send you written confirmation of what has been discussed including details of the reduced monthly payment you are able to afford. When your signed authorisation and first payment is received the payment offer is presented to the creditors.

The negotiation team agree with each creditor how much they will send to them each month on your behalf. The creditors realise it is much better to accept a reduced monthly payment rather to keep pushing for monthly payments you are not able to afford to pay.

Debt Management Programmes are only available if you have two or more unsecured debts

 

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Total Owed £*

Exclude Mortgage

Approx. Monthly Bills*
Best Contact Time*

Is your home in danger of being repossessed
(have you missed two or more mortgage payments?)

If you are having difficulty completing this form Click Here

Please complete the form for a free analysis. Once the form is submitted it will be decided who we think is best qualified to help with your situation.

You will receive an email withing 15 minutes of submitting the form to let you know if there are options available to help in your present situation.
All information on this site is completely free